Credit Risk Analyst

We are seeking a diligent and detail-oriented Credit Risk Analyst to join our client's Trade Finance team to be based in Paris.

Your mission

  • Conduct comprehensive credit assessments of counterparties involved in trade finance transactions, including buyers, sellers, and financial institutions
  • Analyze financial statements, credit reports, and other relevant documentation to evaluate creditworthiness and assess repayment capacity
  • Identify and mitigate credit risks associated with trade finance transactions through the use of risk mitigation techniques such as credit insurance, letters of credit, and collateral
  • Monitor portfolio exposure and credit limits, and proactively identify potential credit issues or deteriorating credit quality
  • Collaborate with internal stakeholders, including traders, relationship managers, and legal teams, to structure transactions and mitigate credit risks effectively

Your profile

  • Bachelor's degree in Finance, Accounting, Economics, or related field. Advanced degree preferred
  • Proven 5 years of experience in credit risk analysis, trade finance, preferably in a bank or trading house
  • Strong analytical skills with proficiency in financial statement analysis, cash flow modeling, and credit risk assessment
  • Excellent communication and interpersonal skills, with the ability to effectively communicate credit decisions and recommendations
  • Detail-oriented mindset with a focus on accuracy and precision in credit analysis and reporting
  • Knowledge of trade finance products, credit insurance, and international trade regulations
  • English and French proficiency required, any other language an asset